"We are committed to making the UN Global Compact and its principles part of our strategy, culture and day-to-day operations and to engage in collaborative projects, which advance the broader development goals of the United Nations, particularly the following Sustainable Development Goals."

Mr Imad Malhas
Founder & CEO

The principles of the UN Sustainable Development Goals are an important part of the work of IrisGuard UK Ltd and resonate through our Vision and Mission and within our Brand Values.

Our Vision - is a world where digital payments and transactions are trusted, protected and secured through iris recognition, especially for the most vulnerable.

Our Mission - is to provide the unbanked with dignified, secured and cost-effecive financial inclusion platforms based on our innovative iris recognition technology.

Brand Values – PRIDE

Passion

We have the energy, drive and attitude to never give up

Respect

We put human dignity, care and compassion into everything we do

Innovation

We have the courage and conviction to pioneer the future

Design

We create, originate and construct to the highest standards

Excellence

We continuously strive to go above and beyond to exceed expectations

 

The principles of the UN Sustainable Development Goals are an important part of the work of IrisGuard UK Ltd and resonate through our Vision and Mission and are within the PRIDE of our brand values.

Our Vision - is a world where digital payments and transactions are trusted, protected and secured through iris recognition, especially for the most vulnerable.

Our Mission - is to provide the unbanked with dignified, secured and cost-effecive financial inclusion platforms powered by our innovative iris recognition technology.

 

Brand Values – PRIDE

Passion

We have the energy, drive and attitude to never give up

Respect

We put human dignity, care and compassion into everything we do

Innovation

We have the courage and conviction to pioneer the future

Design

We create, originate and construct to the highest standards

Excellence

We continuously strive to go above and beyond to exceed expectations

Goal 1. End poverty in all its forms everywhere

by 2030, ensure that all men and women, in particular the poor and vulnerable, have equal rights to economic resources, as well as access to basic services, ownership and control over land and other forms of property, inheritance, natural resources, appropriate new technology and financial services including microfinance.

How we deliver it:

Proof-of-life for real time access to Governmental services and assistance IrisGuard are working together with the Jordanian Government on developing a system, which would federate a unique digital identity that would be utilised to provide Jordanian citizens with access to large number of Governmental services.

These services would include the verification and authentication of a person’s digital identity for a secure access to land deeds, driving licences and others. To ensure that individuals documents and assets are protected, the Jordanian Government has requested that a digital identity is required to be activated and verified via our iris recognition technology, due to its accuracy, speed, contact-free  nature and zero requirement for any other ID documentation such as cards, card readers, passports or passwords.

IrisGuard’s EyePay® Phone, the world’s first iris enabled mobile verification and payment device will be utilised for one-time only activation, supported by a QR code as a validation token. This service will be available via a number of service points at our partner sites within Jordan Post and Cairo Amman Bank.

Utilising the human iris as the most accurate identifier available today, the beneficiaries will be able to use an app which would give them access to a range of key services 24/7 due to our ability to provide an irrefutable proof-of-life in real time.

 

We are committed to making the UN Global Compact and its principles part of our strategy, culture and day-to-day operations and to engage in collaborative projects, which advance the broader development goals of the United Nations, particularly the following Sustainable Development Goals.

Mr Imad Malhas, Founder & CEO

“irisguard platforms provide convenience, ease-of-use, speed, stability, accuracy, hygiene and robustness to the process.”

Goal 2. End hunger, achieve food security and improved nutrition and promote sustainable agriculture

by 2030, end hunger and ensure access by all people, in particular the poor and people in vulnerable situations, including infants, to safe, nutritious and sufficient food all year round.

How we deliver it:

Enabling food aid distribution with Blockchain integration IrisGuard realizes and supports the importance of achieving sustainable food security to end hunger, particularly among the poor, vulnerable and displaced populations in Jordan.

Since the Syrian crisis began 11 years ago, the WFP has been supporting more than 100,000 Syrian refugees living in camps in Jordan, providing them with a secure and fast method of paying for groceries using just their eyes without cards, vouchers or any other ID token. In 2021, WFP Jordan provided food assistance to over 1.2m Jordanians and refugees in communities and camps, transferring over USD$ 174m food aid cash.

Working closely with them to provide them with the ability to instantly verify digital identity at a point of purchase, the WFP have deployed our payment authentication platform in their supermarkets. Syrian refugees can redeem their monthly food assistance using just their iris at checkout counters, which is more secure and makes grocery purchases easier and faster, instead of using a prepaid electronic card.

The Saudi King Salman Humanitarian Aid and Relief Centre have provided additional funding to the World Food Programme, who support 114,000 refugees in the Jordanian Azraq camp. Providing complete accountability that aid assistance is delivered to those entitled to it has become a real requirement by donors and one of the reasons for KSrelief utilising our platform and moving from in-kind to cash support mechanisms.

Proof-of-life for real time access to Governmental services and assistance

by 2030, ensure that all men and women, in particular the poor and vulnerable, have equal rights to economic resources, as well as access to basic services, ownership and control over land and other forms of property, inheritance, natural resources, appropriate new technology and financial services including microfinance.

How we deliver it:

IrisGuard are working together with the Jordanian Government on developing a system, which would federate a unique digital identity that would be utilised to provide Jordanian citizens with access to large number of Governmental services.

These services would include the verification and authentication of a person’s digital identity for a secure access to land deeds, driving licences and others. To ensure that individuals documents and assets are protected, the Jordanian Government has requested that a digital identity is required to be activated and verified via our iris recognition technology, due to its accuracy, speed, contact-free nature and zero requirement for any other ID documentation such as cards, card readers, passports or passwords.

IrisGuard’s EyePay® Phone, the world’s first iris enabled mobile verification and payment device will be utilised for one-time only activation, supported by a QR code as a validation token. This service will be available via a number of service points at our partner sites within Jordan Post and Cairo Amman Bank.

Utilising the human iris as the most accurate identifier available today, the beneficiaries will be able to use an app which would give them access to a range of key services 24/7 due to our ability to provide an irrefutable proof-of-life in real time.

All our equipment including our EyePay® Phone mobile device can enrol both irises and as well as an optional facial image, captured for additional demographic data. It has full compliance to PAD (Presentation Attack Detection) ISO 30107-3 Level 1 testing, performed independently by iBeta labs in the USA, with no data stored on the device itself therefore making the process extremely secure.

We have established ourselves as a trusted and reliable provider of humanitarian and social protection assistance payments platform, now processing over USD$ 1.2bn worth of assistance per year, enabling ID verification and subsequent cash out via ATMs since 2008.

“irisguard guarantees that every US$, £ or € intended for a beneficiary is delivered to that person and no-one else.”

Goal 5. Achieve gender equality and empower all women and girls

enhance the use of enabling technology, in particular information and communications technology, to promote the empowerment of women.

How we deliver it:

UNHCR UN Women / Salary cash-out

As part of a regional pilot agreement between UN Women and IrisGuard, approximately 400 Syrian refugees have been receiving their salary in cash at the refugee-based supermarkets, using their eyes.

Our system provides privacy, security and dignity as there is no need to provide the till operator with any other ID, they are given a printed receipt and the transaction is instantly recorded on the Blockchain for total transparency. Following the successful pilot project, UN Women are aiming to extend its services utilising this system outside of refugee camps, further increasing financial inclusion for women and closing the gender gap.

Enabling food aid distribution with Blockchain integration

by 2030, end hunger and ensure access by all people, in particular the poor and people in vulnerable situations, including infants, to safe, nutritious and sufficient food all year round.

How we deliver it:

IrisGuard realizes and supports the importance of achieving sustainable food security to end hunger, particularly among the poor, vulnerable and displaced populations in Jordan.

Since the Syrian crisis began 11 years ago, the WFP has been supporting more than 100,000 Syrian refugees living in camps in Jordan, providing them with a secure and fast method of paying for groceries using just their eyes without cards, vouchers or any other ID token.

In 2021, WFP Jordan provided food assistance to over 1.2m Jordanians and refugees in communities and camps, transferring over USD$ 174m food aid cash.

Working closely with them to provide them with the ability to instantly verify digital identity at a point of purchase, the WFP have deployed our payment authentication platform in their supermarkets. Syrian refugees can redeem their monthly food assistance using just their iris at checkout counters, which is more secure and makes grocery purchases easier and faster, instead of using a prepaid electronic card.

The Saudi King Salman Humanitarian Aid and Relief Centre have provided additional funding to the World Food Programme, who support 114,000 refugees in the Jordanian Azraq camp. Providing complete accountability that aid assistance is delivered to those entitled to it has become a real requirement by donors and one of the reasons for KSrelief utilising our platform and moving from in-kind to cash support mechanisms.

“irisguard spearheads financial inclusion to the vulnerable and under-served
populations through its EyePay® platforms”

Opening statement at the 68th session of the Executive Committee of the High Commissioner’s Programme

Goal 8. Promote sustained, inclusive and sustainable economic growth, full and productive employment and decent work for all

by 2030, strengthen the capacity of domestic financial institutions to encourage and expand access to banking, insurance and financial services for all.

How we deliver it:

One of our priorities is to help move towards our mission of empowering financial inclusion and to help increase the quality of life through the distribution of useful and accessible financial services.

Each year our platform processes iris payments worth USD $1.2bn, that is 9.3% of total global aid. We
work with banking institutions across 7 countries Yemen, Lebanon, Jordan, Iraq, Egypt, Ghana and East Timor and we are integrated with 5 financial switch systems incl. MEPS, T24, SmartVista.

The UNHCR and their partner Cairo Amman Bank provide cash assistance to up to 2.7m unbanked Syrian refugees in Jordan with an iris enabled ATM, with over 45,000 transactions across all our platforms per day. Refugees are able to visit the ATM, present their eye and effortlessly withdraw their allocated cash subsidies instantaneously and targeted distribution of assistance. Beneficiaries do not need to provide any other identification documents, thus protecting their privacy and providing aid in the most efficient and dignified way.

We continue to work with the WFP in Lebanon, where they support refugees, who are in need of humanitarian aid via Liban Post. Biometric verification solution was required to increase speed, efficiency and to provide 100% accuracy in the verification of refugees.

We continue to work with the WFP in Lebanon, where they support refugees, who are in need of humanitarian aid via Liban Post. Biometric verification solution was required to increase speed, efficiency and to provide 100% accuracy in the verification of refugees.

We work with Iraq E-Gate where our technology is used to provide proof-of-life required for an accurate and targeted pension distribution. It has become mandatory by Iraqi law that pensioners register their irises to open an account at Al Rashid bank and receive automatic monthly payments on their financial card with the requirement of visiting the bank each year to prove his/her life, otherwise the card will automatically be deactivated.

UNHCR / UN Women / Salary cash-out

5.b       by 2030, enhance the use of enabling technology, in particular information and          communications technology, to promote the empowerment of women

How we deliver it:

As part of a regional pilot agreement between UN Women and IrisGuard, approximately 400 Syrian refugees have been receiving their salary in cash at the refugee-based supermarkets, using their eyes.

Our system provides privacy, security and dignity as there is no need to provide the till operator with any other ID, they are given a printed receipt and the transaction is instantly recorded on the Blockchain for total transparency.

Following the successful pilot project, UN Women are aiming to extend its services utilising this system outside of refugee camps, further increasing financial inclusion for women and closing the gender gap.

Goal 10. Reduce inequality within and among countries

by 2030, reduce to less than 3% the transaction costs of migrant remittances and eliminate remittance corridors with costs higher than 5%

How we deliver it:

We integrate with merchant platforms of retail banks, Post Offices, remittance agents, money exchangers, switches and mobile wallets. Through this, we connect aid agencies and humanitarian funding to multiple distribution / service points, utilising the systems already in place.

We work with Ministry of Displacement and Migration (MoDM) Iraq to assist them in providing aid for Internally Displaced Persons – (IDP) and work with Ministry of Social Affairs (MOSA) Lebanon to assist local social welfare as well as the National Aid Fund (NAF) Jordan for the assistance of poor.

Streamlining customer operations by replacing numerous identification documents with a single iris verification while minimising risk through our trusted EyeCloud ® technology, we provide migrant workers, IDPs and refugees with a secure digital identity which can be utilised for the receipt of aid, salary assurances and for remittances.

We are able to secure digital ID for homeless and vulnerable populations who do not have ID documents, ensuring that they have access to healthcare and other available services whilst eliminating double-dipping and ghosting.

“We want every refugee to have a unique digital identity. This will enhance accountability and facilitate two-way communication between refugees and service providers. It will also help prevent and reduce statelessness.”

Filippo Grandi, United Nations High Commissioner for Refugees, 2 October 2017

Verified digital ID a key enabler for access to financial services

8.10     by 2030, strengthen the capacity of domestic financial institutions to encourage and expand access to banking, insurance and financial services for all

How we deliver it:

In 2022, 274M people will need humanitarian assistance worldwide (UNOCHA). And even more, 1.7b remain unbanked. One of our priorities is to help move towards our mission of empowering financial inclusion and to help increase the quality of life through the distribution of useful and accessible financial services.

The accuracy and reliability of our technology comes with 100% SLAs, backed up by a financial guarantee and our clients benefit from our 20 years of experience in ID management and financial transactions authentication outside of traditional payment systems.

Each year our platform processes iris payments worth USD $1.2bn, that is 9.3% of total global aid. We work with banking institutions across 7 countries Yemen, Lebanon, Jordan, Iraq, Egypt, Ghana and East Timor and we are integrated with 5 financial switch systems incl. MEPS, T24, SmartVista.

The UNHCR and their partner Cairo Amman Bank provide cash assistance to up to 2.7m unbanked Syrian refugees in Jordan with an iris enabled ATM, with over 45,000 transactions across all our platforms per day. Refugees are able to visit the ATM, present their eye and effortlessly withdraw their allocated cash subsidies instantaneously.

Continue to read more in our full report.

Goal 16. Promote peaceful and inclusive societies for sustainable development, provide access to justice for all and build effective, accountable and inclusive institutions at all levels

by 2030, provide legal identity for all, including birth registration

How we deliver it:

IrisGuard, in cooperation with UNHCR, has been working with the IOM in Jordan to facilitate the migration of 149,000 refugees to resettlement countries since 2013.

Following the directions of the UNHCR and IOM, we have equipped IOM’s offices in Jordan with IrisGuard's imagers and EyeCloud® components, which are integrated within the UNHCR’s RAIS application.

Whenever a UNHCR registered beneficiary visits the IOM office to apply for migration, the IOM officer can scan the beneficiary’s irises to pull his or her records from the UNHCR, in compliance with the Data Sharing Agreement signed by the two parties.

Furthermore, contracted clinics and health service providers have been equipped with EyeCloud® components and imagers to also identify the beneficiaries by their irises to ensure that the person who is visiting the clinic is the indeed correct person.

Find out more

Our systems are manufactured and designed for easy integration into into services & payment systems. Find out how our contact free verification solutions work in practice or get in touch to discuss your requirements.

System interoperability enables access to cheaper international transfers

10.c      by 2030, reduce to less than three per cent the transaction costs of migrant remittances and eliminate remittance corridors with costs higher than five per cent

How we deliver it:

We integrate with merchant platforms of retail banks, Post Offices, remittance agents, money exchangers, switches and mobile wallets. Through this, we connect aid agencies and humanitarian funding to multiple distribution / service points, utilising the systems already in place.

For the world's 1.7 billion unbanked, access to credit is severely limited, in most cases impossible.  The lack of a bank account means a lack of credit history, which results in an unfriendly lending environment. 

We work with Ministry of Displacement and Migration (MoDM) Iraq to assist them in providing aid for Internally Displaced Persons – (IDP) and work with Ministry of Social Affairs (MOSA) Lebanon to assist local social welfare as well as the National Aid Fund (NAF) Jordan for the assistance of poor.

Streamlining customer operations by replacing numerous identification documents with a single iris verification while minimising risk through our trusted EyeCloud® technology, we provide migrant workers, IDPs and refugees with a secure digital identity which can be utilised for the receipt of aid, salary assurances and for remittances.

To learn more, download the full report.

Accurate, non-invasive and save digital identity for life

16.9      by 2030, provide legal identity for all, including birth registration

How we deliver it:

IrisGuard, in cooperation with UNHCR, has been working with the IOM in Jordan to facilitate the migration of 149,000 refugees to resettlement countries since 2013.

Following the directions of the UNHCR and IOM, we have equipped IOM’s offices in Jordan with IrisGuard's imagers and EyeCloud® components, which are integrated within the UNHCR’s RAIS application.

Whenever a UNHCR registered beneficiary visits the IOM office to apply for migration, the IOM officer can scan the beneficiary’s irises to pull his or her records from the UNHCR, in compliance with the Data Sharing Agreement signed by the two parties. By scanning the irises, the IOM obtains the required information in few seconds, shortening the registration process and ensuring the accuracy of the beneficiary's identity and data.